Terms of Service

TERMS OF SERVICE

Drop Your Stirrups - Rein In Your Finances Course

Effective Date: January 1, 2026
Last Updated: January 9, 2026

1. EDUCATIONAL PURPOSES ONLY

IMPORTANT DISCLAIMER:

This course is provided for educational and informational purposes only. Jenny Schwartz and Drop Your Stirrups are not registered financial advisors, investment advisors, or licensed financial planners.

The content in this course does not constitute:

Financial advice
Investment advice
Tax advice
Legal advice
Personalized recommendations for your specific financial situation

You should consult with a qualified financial professional before making any financial, investment, or tax-related decisions.

By enrolling in this course, you acknowledge that:

You are responsible for your own financial decisions
Jenny Schwartz and Drop Your Stirrups are not liable for any financial losses or outcomes resulting from information provided in this course
Past performance examples or hypothetical scenarios do not guarantee future results
All investment decisions carry risk, including potential loss of principal

2. REFUND POLICY

30-Day Money-Back Guarantee:

If you are not satisfied with this course for any reason, you may request a full refund within 30 days of purchase.

To request a refund:

Email [email protected] with "Refund Request" in the subject line
Include your order number and reason for refund (optional)
Refunds will be processed within 5-7 business days

After 30 days: All sales are final. No refunds will be issued after the 30-day window.

Refund conditions:

You must request the refund within 30 days of purchase date
Refunds are issued to the original payment method
You will lose access to the course immediately upon refund processing
Downloadable resources are yours to keep even after refund

3. ACCESS & USAGE TERMS

Course Access:

Lifetime access to course content for personal use only
Access is granted to the individual purchaser only
Content may be updated periodically; all updates included at no additional cost

Prohibited Uses: You may not:

Share your login credentials with others
Reproduce, distribute, or sell course materials
Use course content for commercial purposes without written permission
Record, screenshot, or redistribute video content

Violation of these terms may result in immediate termination of access without refund.

4. INTELLECTUAL PROPERTY

All course content, including but not limited to videos, worksheets, calculators, cheat sheets, and written materials, are the intellectual property of Jenny Schwartz and Drop Your Stirrups.

5. NO GUARANTEES OF RESULTS

While this course provides educational content and practical systems, we make no guarantees regarding financial outcomes.

Your results depend on your individual circumstances, effort, and financial decisions. Success stories or examples shared in the course are not typical and do not guarantee similar results for you.

6. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Jenny Schwartz and Drop Your Stirrups shall not be liable for any:

Direct, indirect, incidental, or consequential damages
Loss of profits, revenue, or data
Financial losses resulting from decisions made based on course content

Maximum liability is limited to the amount you paid for the course.

7. MODIFICATIONS TO TERMS

Drop Your Stirrups reserves the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the course after changes constitutes acceptance of the modified terms.

8. CONTACT INFORMATION

For questions about these Terms of Service, contact:

Drop Your Stirrups
Email: jenny@dropyourstirrups.com
Phone: (203) 984-4732
Website: www.dropyourstirrups.com

9. GOVERNING LAW

These Terms of Service are governed by the laws of the State of Connecticut, without regard to conflict of law principles.

ACCEPTANCE OF TERMS

By completing your purchase and enrolling in "Rein In Your Finances," you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

☐ I have read and agree to the Terms of Service